MY FIRST TAB...so u guys b the judge

|---11-11-11-11-10-8-----|
|-11---------------------|
|------------------------| }Pay 2 times
|------------------------|
|------------------------|
|------------------------|

|-------11-11-11-11-10-8-----|
|----------------------------|
|-12-13----------------------| 
|----------------------------|
|----------------------------|
|----------------------------|

concerns? questions? : *